Borrow helps you compare available loan options across supported lenders so you can select the interest rate model and terms that best fit your needs before taking out a loan.
When configuring a loan, Borrow presents:
the current interest rate offered by each lender
whether the rate is variable or fixed (if available)
the required collateral for the chosen loan
resulting LTV
any fees included in the loan
This allows you to evaluate cost, predictability, and risk across lenders.
A variable rate may suit you if:
you want the lowest possible rate today
you’re comfortable with rates that may move
you plan to monitor your loan and market conditions
you expect stable or declining borrowing demand
variable rates can rise during market volatility
increased interest costs may affect LTV
borrowers should track how rate movement affects loan health
A fixed rate may suit you if:
you prefer predictable borrowing costs
you want to avoid fluctuations during volatility
you are risk-averse or planning a long-term loan
fixed rates may be higher than variable rates
availability depends entirely on the lender
fixed-rate BTC-backed loans are less common in crypto markets
Once active:
your interest rate follows the model defined by the lender
variable rates may move up or down over time
Borrow displays your current rate and LTV in the dashboard
Borrow provides visibility and comparison tools when you open a loan. Rate management decisions remain with the borrower.
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