# What is Borrow

### Overview

Borrow by Sats Terminal allows users to borrow stablecoins, such as USDC, using bitcoin as collateral.

The platform automatically compares loan offers from supported lenders and returns the most competitive loan terms available.

Bridging and wrapping steps are handled automatically where required, keeping the experience straightforward for BTC users.

<figure><img src="/files/HEFKXhfHP6ZEN8WdmqY3" alt=""><figcaption></figcaption></figure>

### **Key Features**

* Non-custodial BTC collateral flow
* Access to a range of supported DeFi and CeFi lenders
* Always finds the best rates across available loan providers at the time of request
* Borrowing with native BTC


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.satsterminal.com/borrow/introduction/what-is-borrow.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.