# Borrow by Sats Terminal

Instead of manually checking Aave, Morpho, or centralized desks, Borrow automatically compares the entire market and executes the loan through the optimal route - **fully non-custodially**, using only the user’s Bitcoin wallet.

<figure><img src="/files/HOLRWaEFdb1Jd1vxUeXi" alt=""><figcaption></figcaption></figure>

## Core Value Proposition

{% stepper %}
{% step %}
**Borrow stablecoins using BTC as collateral**
{% endstep %}

{% step %}
**Best available rates** across multiple decentralized lending protocols
{% endstep %}

{% step %}
**No KYC** - login with email&#x20;
{% endstep %}

{% step %}
**Self-custody** powered by Privy
{% endstep %}

{% step %}
**Automated bridging, wrapping, and protocol execution**
{% endstep %}

{% step %}
**20–30 minute** to get end-to-end loan&#x20;
{% endstep %}
{% endstepper %}


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.satsterminal.com/products-overview/borrow-by-sats-terminal.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.