Custody & Control

Earn is designed to give users a clear and predictable custody experience.

You use a self-custodial wallet, approve each required action, and retain visibility and control throughout the staking process.

Self-custodial wallet

When you sign up with your email, a self-custodial wallet is created for you on Sats Terminal.

  • No KYC is required to create an account

  • No passwords or seed phrases to manage

  • Your assets are held in your own wallet

Earn cannot move funds without your approval.

This wallet holds your BTC, stablecoins, and any other supported assets used during the staking process.

Email-based authentication

Earn uses simple, passwordless authentication:

  1. Enter your email

  2. Receive a one-time verification code

  3. Enter the code to sign in

Approvals & permissions

Some steps in the staking process require Earn to perform specific actions on your behalf. Before these actions occur, you will be asked to approve the required permissions.

  • Permissions are limited to the operations needed for your selected vault

  • Earn cannot execute transactions without your explicit approval

  • You can review and manage permissions from your wallet interface

Earn only executes the actions you explicitly approve.

Custody during staking

The custody of your BTC and stablecoin staking depends on the lender you choose:

Non-custodial vaults

Principal assets are supplied to a smart-contract-based protocol. These flows follow on-chain logic and do not rely on a centralized custodian.

Custodial vaults

Some vaults operate custodially. In these cases, your assets are held by the staking provider as part of the staking agreement.

Earn clearly indicates the lender type so you can make an informed decision before proceeding.

Visibility and control

Throughout the staking journey:

  • You can track the status of each step

  • No actions occur without your approval

  • You maintain control over your wallet and all assets

  • You can stake or unstake your assets according to the vault’s terms

This structure ensures that you always understand how your assets are handled and what permissions are being used at each stage of the staking process.

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