# Using Borrowed Stablecoins #### Immediate Access * Once your USDC loan is delivered to your **Privy wallet**, you have **full control** over the funds. * Funds are available instantly for **holding, trading, or sending** to any compatible wallet. *** #### Spending & Transfers * Send USDC to friends, merchants, or other wallets with **low transaction fees**. * Use stablecoins for online purchases, crypto trading, or DeFi investments. * All transactions remain **fully self-custodial**, giving you peace of mind. *** #### Off-Ramping to Fiat * Easily convert USDC to fiat. * Off-ramping is **secure and fast**, with funds reaching your bank or card in a few minutes. *** #### Future Features * In-app **investing**, **swaps**, and **yield vaults** for USDC and other supported assets. * Options to **automate payments or portfolio allocation** directly from your borrowed funds. * Borrowed stablecoins can act as a **leveraged position** for additional yield strategies. *** #### Summary Borrowed stablecoins are designed for **flexibility, speed, and full user control**, letting you maximize the utility of your Bitcoin-backed loan without sacrificing security. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.satsterminal.com/borrow/using-your-loan/using-borrowed-stablecoins.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.